Catalog Credit Cards
They might be a good deal if you can take advantage of a catalog's or a store's special offers to their credit card holders. Their rates are not as low as most regular (good credit) credit card rates, so try to pay off your balance always in full or keep only a low balance on them if your goal is to build/rebuild yor credit. Get these cards only from providers you are interested in buying goods from and/or if you need to (re)establish your credit*. Again, if you pay your dues on time and leave just enough balance to show up on your credit report (let's say $100) then catalog cards can help to improve your credit rating over time.
*If your primary goal is to rebuild your credit, then try to choose from credit cards that report to at least one credit bureau.
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 USA Gold Optimum
Card Issued by: USA Credit
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Total Initial Charge: $149.95
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Ongoing APR: 0.00%
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Annual Fee: None
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- No credit checks or turndowns
- No employment verification
- Merchandise credit limit increases available
- Merchandise credit line is reported to a major Credit Bureau
- *Guaranteed Instant Online Approval
- Apply now and receive a *FREE $50 gift card
*See website for Terms & Conditions.
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 USA Classic
Card Issued by: USA Credit
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Ongoing APR: 0.00%
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Annual Fee: None
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- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
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USA Gold
Card Issued by: USA Credit
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Total Initial Charge: $149.95
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Ongoing APR: 0.00%
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Annual Fee: None
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- Up to $5,000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Merchandise Credit Limit Increases Available
- Establish Credit by Reporting to Major Credit Bureau!
- Enjoy great merchandise while establishing your credit! Apply Now!
*See website for Terms & Conditions.
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 BuyRIGHT Prepaid MasterCard®
Card Issued by: MetaBank
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Total Initial Charge: $49.95
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Ongoing APR: N/A
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- Click-N-Pay bill payment
- Free direct deposit
- Free activity alerts
- On-line money management tools
- BuyRIGHT Rewards program
- No Credit Checks
- No Employment Verification
- No Monthly or Annual Fee Option
- Free BuyRIGHT Marketplace Membership
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 All American Gold
Card Issued by: USA Credit
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Total Initial Charge: $149.95
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Ongoing APR: 0.00%
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Annual Fee: None
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- Approval is *Guaranteed when Qualifications are Met
- $6,000 Unsecured Gold Merchandise Credit Line
- The Card is an Unsecured Line of Credit
- The Shopping Club Offers Over 15,000 Products
- Merchandise Credit Limit Increases Available
- The Merchandise Credit Line is Reported to a Major Credit Bureau
- No Credit Checks or Credit Turndowns
- No Employment Verifications
- No interest Charges.
- You can be Approved Even with No Credit or Bad Credit
*See website for Terms & Conditions.
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 Horizon Gold Credit Card
Card Issued by: Horizon Card Services
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Total Initial Charge: $35.00
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Ongoing APR: 0.00%
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Annual Fee: None
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- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.
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 Platinum Plus
Card Issued by: USA Credit
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Total Initial Charge: $149.95
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Ongoing APR: 0.00%
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Annual Fee: None
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- *Guaranteed Online Approval
- $7500 Unsecured Platinum Merchandise Credit Line
- No Credit Checks or Credit Turndowns
- No Employment Verifications
- Merchandise Credit Limit Increases Available
- Establish Credit by Reporting to a Major Credit Bureau
*See website for Terms & Conditions.
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 USA Platinum
Card Issued by: USA Credit
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Total Initial Charge: $149.95
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Ongoing APR: 0.00%
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Annual Fee: None
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- Unsecured merchandise credit line up to $7,500!
- Enjoy great merchandise while establishing your credit!
- No employment verifications and No credit checks.
- Merchandise Credit Limit Increases Available.
- Reports to a major credit bureau.
- Great for establishing credit.
*See website for Terms & Conditions.
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